? Self-employed buyers: Worried about proving income for a mortgage?
• Use your 1-year tax return to qualify — no need for lengthy histories
• Fast approvals based on your actual business earnings
Learn how this flexible program works and if it fits your Florida home goals.
Visit fidelityhomegroup.com/self-employed-programs to start.
Drop a comment with your city — Naples, Miami, or Destin! We’re here to help.
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#SelfEmployedHomeLoans #MortgageTips #FloridaHomes #HomeLoanHelp #FidelityHomeGroup
? Self-employed and buying a home in Florida? Different mortgage programs fit different needs.
• Conventional loans cover nearly 80% nationally and still lead here.
• FHA loans are gaining ground again as the market cools, with about 15% usage.
• VA loans remain vital for Florida’s veterans, offering zero down payment options.
Choosing the right program depends on your financial details and goals. Ready to explore which fits you best?
Visit fidhome.com for details or reach out for a soft consultation. Comment your city below: Naples, Miami, or Destin — we’re here to help!
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If you’re planning to buy a home this year, you may be focused on the spring market. And hoping that when spring does hit, you’ll see:Mortgage rates drop a little more.More homes hit the market.But here’s what most buyers don’t realize. Buying just a few weeks earlier could mean paying less, dealing with less stress, and feeling less rushed.Here are three reasons why accelerating your timeline over the next few weeks could actually be a better play.1. Holding Out for Lower Rates May Not Pay Off A lot of buyers are hoping mortgage rates will fall even further. But that’s not the best...
Self-employed? Getting a mortgage doesn’t have to be complicated.
• Stated income loans let you qualify without traditional pay stubs.
• They use your bank statements or tax returns instead.
Learn more about how this works and if it fits your situation here: fidelityhomegroup.com/self-employed
Got questions? Comment with your city: Naples, Miami, or Destin. ?
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#SelfEmployedMortgage #FloridaHomeLoans #NaplesHomes #MiamiMortgage #DestinRealEstate
There’s finally a little good news for anyone who’s been priced out or sitting on the sidelines.Buying a home is getting more affordable.Monthly payments have started to come down, and the squeeze buyers have been feeling for the past few years is slowly loosening. Now, that doesn’t mean everyone can suddenly afford a home, but with how tough the market’s been, the improvement we’re seeing matters.Affordability Is Finally Moving in the Right DirectionOne of the best ways to see this shift is by looking at how much of a household’s income it takes to buy a home.According to Zillow, housing...
Mortgage struggles hitting replay? You’re not alone!
– Self-employed? Check out loan options like bank statement programs
– Move forward with tailored mortgage solutions
Learn more about flexible programs for Florida homebuyers and comment your city: Naples, Miami, or Destin!
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#SelfEmployedMortgage #FloridaHomebuyers #MortgageTips #BankStatementLoan #HomeBuyingJourney
Fidelity Home Group | Home Sales Picked Up Coming into 2026
Home sales picked up coming into 2026. We had the best December for home sales in almost 3 years. Buyers aren’t waiting for spring. Maybe you shouldn’t either. NMLS ID 1834853 #fidelityhomegroup #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgagetips
Data Sources
https://www.nar.realtor/research-and-statistics/housing-statistics/existing-home-sales
https://www.nar.realtor/newsroom/nar-existing-home-sales-report-shows-5-1-increase-in-december
Buying a home as a self-employed borrower in Orlando can be tricky without traditional income proof. Our Bank Statement Program uses 12-24 months of bank statements to verify income, making it easier for freelancers and business owners to qualify. One client closed in Orlando in just 22 days, securing their dream home without tax returns. This program helps navigate non-traditional income so you can buy the home you want. Curious if this fits your situation? Reach out to learn more!
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#SelfEmployedHomeLoan #BankStatementLoan #FloridaRealEstate #HomeBuyingTips...
Buying a home is one of the biggest purchases you’ll ever make. And homeowner’s insurance is what protects that investment. Think of it as your safety net. NerdWallet explains it:Covers Repairs and Rebuilding Costs: If your home is damaged by fire, storms, or other covered events, it helps pay for repairs and possibly even a full rebuild, if that’s deemed necessary.Protects Your Belongings: It can also cover personal items like furniture, electronics, jewelry, and clothing if they’re stolen or damaged.Provides Liability Coverage: And, if someone gets injured on your property, your policy...
Fidelity Home Group | Buyers Will Have More Options in 2026
Forecasts show the number of homes for sale is expected to go up another 9-10% this year. To make sure you always know about the latest listings in our area, let’s connect. NMLS ID 1834853 #fidelityhomegroup #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgagetips