Housing Market Forecasts for the Rest of 2025

Written by Titusville FL Mortgage Syndicated User on July 25, 2025. Posted in For Buyers, For Sellers, Forecasts, Home Prices, Mortgage Rates, Titusville Condo Financing, Titusville Mortgage, Titusville Mortgage Rates.

If you’ve been watching the market, you’ve likely noticed a few changes already this year. But what’s next? From home prices to mortgage rates, here’s what the latest expert forecasts suggest for the rest of 2025 – and what these shifts could mean for you.Will Home Prices Fall?Many buyers are hoping home prices will come down soon. And recent headlines about prices dipping in some areas are making some people believe it’s just a matter of time before there’s a bigger drop. But here are the facts.While home price growth is slowing down, that doesn’t mean we’re headed for a crash. As...

The Latest Mortgage Rate Forecasts

Written by Titusville FL Mortgage Syndicated User on July 23, 2025. Posted in For Buyers, For Sellers, Forecasts, Infographics, Mortgage Rates, Titusville Condo Financing, Titusville Mortgage, Titusville Mortgage Rates.

Some HighlightsIf you’re tempted to delay your move in hope that mortgage rates will come down, you may want to rethink that strategy based on the latest forecast.Experts say mortgage rates are projected to stay in the 6s this year. So don’t expect a big drop.If you want to talk about what this means for your move, connect with a real estate agent. As forecasts change, having an expert who can keep you updated is essential.

Why a Newly Built Home Might Be the Move Right Now

Written by Titusville FL Mortgage Syndicated User on July 18, 2025. Posted in Affordability, Buying Tips, First-Time Buyers, For Buyers, Home Prices, Inventory, Mortgage Rates, Move-Up, New Construction, Rent vs. Buy, Titusville Condo Financing, Titusville Mortgage, Titusville Mortgage Rates.

Are you looking for better home prices, or even a lower mortgage rate? You might find both in one place: a newly built home. While many buyers are overlooking new construction, it could be your best opportunity in today’s market. Here’s why.There are more brand-new homes available right now than there were even just a few months ago. According to the most recent data from the Census and the National Association of Realtors (NAR), roughly 1 in 5 homes for sale right now is new construction. So, if you’re not looking at newly built homes, you’re missing out on a big portion of what’s...

Mortgage Rates Are Stabilizing – How That Helps Today’s Buyers

Written by Titusville FL Mortgage Syndicated User on July 17, 2025. Posted in First-Time Buyers, For Buyers, For Sellers, Mortgage Rates, Titusville Condo Financing, Titusville Mortgage, Titusville Mortgage Rates.

Over the past few years, affordability has been the biggest challenge for homebuyers. Between rapidly rising home prices and higher mortgage rates, many have felt stuck between a rock and a hard place.But, something pretty encouraging is happening. While affordability is still tight, mortgage rates have shown signs of stabilizing in recent months. And that may finally make it a bit easier to plan your move.Mortgage Rates Have Stabilized – For NowOver the past year, mortgage rates have had their share of ups and downs, making it tough for buyers to know what to expect. But recently, rates...

Why More Sellers Are Choosing To Move, Even with Today’s Rates

Written by Titusville FL Mortgage Syndicated User on June 19, 2025. Posted in For Sellers, Mortgage Rates, Titusville Condo Financing, Titusville Mortgage, Titusville Mortgage Rates.

It’s hard to let go of a 3% mortgage rate. There’s no question about it. It’s the main reason why so many homeowners have delayed their move in recent years. But here’s something to consider.While your low rate might be ideal, it doesn’t make up being too cramped, having a staircase your knees can’t handle anymore, or being 1,000 miles from your family. And those real-life needs are pushing more sellers off the fence despite today’s rates.Data shows the share of homeowners with a mortgage rate below 3% is dropping as more people move. And, as a result, the share of homeowners taking on a...

Buying Your First Home? FHA Loans Can Help

Written by Titusville FL Mortgage Syndicated User on June 10, 2025. Posted in Affordability, Buying Tips, First-Time Buyers, For Buyers, Mortgage Rates, Titusville Condo Financing, Titusville Mortgage, Titusville Mortgage Rates.

If you’re a first-time homebuyer, you might feel like the odds are stacked against you in today’s market. But there are resources and programs out there that can help – if you know where to look. And one thing that can make homeownership easier to achieve? An FHA home loan.They’re designed to help you overcome some of the biggest financial hurdles in the homebuying process – and that’s why so many first-timers are using them to make their purchase.Whether you’re dreaming of ditching rent, planting roots, or just wanting a place that’s truly yours, an FHA home loan could be the path that...

Understanding Today’s Mortgage Rates: Is 3% Coming Back?

Written by Titusville FL Mortgage Syndicated User on June 5, 2025. Posted in Buying Tips, First-Time Buyers, For Buyers, Mortgage Rates, Titusville Condo Financing, Titusville Mortgage, Titusville Mortgage Rates.

A lot of buyers are pressing pause on their plans these days, holding out hope that mortgage rates will come down – maybe even back to the historic-low 3% from a few years ago. But here’s the thing: those rates were never meant to last. They were a short-term response to a very specific moment in time. And as the market finds its footing again, it’s time to reset expectations.Back in 2020 and 2021, 3% mortgage rates gave buyers a serious boost: more affordability, more buying power, and more opportunity. But those rates were a result of emergency economic policies during the height of a...

Thinking about an Adjustable-Rate Mortgage? Read This First.

Written by Titusville FL Mortgage Syndicated User on May 23, 2025. Posted in For Buyers, Mortgage Rates, Titusville Condo Financing, Titusville Mortgage, Titusville Mortgage Rates.

If you’ve been house hunting lately, you’ve probably felt the sting of today’s mortgage rates. And it’s because of those rates and rising home prices that many homebuyers are starting to explore other types of loans to make the numbers work. And one option that’s gaining popularity? Adjustable-rate mortgages (ARMs).If you remember the crash in 2008, this may bring up some concerns. But don’t worry. Today’s ARMs aren’t the same. Here’s why.Back then, some buyers were given loans they couldn’t afford after the rates adjusted. But now, lenders are more cautious, and they evaluate whether you...

Housing Market Forecasts for the Second Half of 2025

Written by Titusville FL Mortgage Syndicated User on May 17, 2025. Posted in Buying Tips, For Buyers, Forecasts, Infographics, Mortgage Rates, Titusville Condo Financing, Titusville Mortgage, Titusville Mortgage Rates.

Some HighlightsAre you wondering what to expect if you buy or sell a home in the second half of the year? Here’s what the expert forecasts tell you.Mortgage rates are expected to come down slightly. There will be more homes available for sale. And as inventory rises, home price growth will moderate.Want to know what this could mean for your plans? Connect with a local agent and talk through it together.

Why Would I Move with a 3% Mortgage Rate?

Written by Titusville FL Mortgage Syndicated User on May 16, 2025. Posted in For Sellers, Mortgage Rates, Selling Tips, Titusville Condo Financing, Titusville Mortgage, Titusville Mortgage Rates.

If you have a 3% mortgage rate, you’re probably pretty hesitant to let that go. And even if you’ve toyed with the idea of moving, this nagging thought may be holding you back: “why would I give that up?”But when you ask that question, you may be putting your needs on the back burner without realizing it. Most people don’t move because of their mortgage rate. They move because they want or need to. So, let’s flip the script and ask this instead: What are the chances you’ll still be in your current house 5 years from now?Think about your life for a moment. Picture what the next few years will...

Category: Mortgage Rates